Tailored protection. Trusted performance.
Expert Insurance for Heavy Commercial Vehicles and Goods in Transit (GIT).
At VAPS HCV, we specialise in Heavy Commercial Vehicle and Goods in Transit (GIT) cover
built for the businesses that keep South Africa moving.
Our products are designed to make sense, not confuse. Real cover, real support, and real peace of mind.
Who We Are
We’re a specialist underwriting manager providing tailored insurance solutions for fleets, trucks, and commercial clients across South Africa.
Our Mission Is Simple:
To offer cover that’s easy to understand, reliable when it matters, and supported by people who genuinely care.
What We Cover
From single trucks to national fleets - we’ve got you covered.
HCV
Heavy Commercial Vehicle Insurance
Protection for your truck or fleet from accidents, theft, and breakdowns.
GIT
Goods in Transit (GIT) Insurance
Cover for cargo while it’s on the road - from loading to safe delivery.
Commercial
Commercial & Business Cover
Safeguard your operations, property, and equipment.
Value-Added
Value-Added Products
Excess reducers, roadside assistance, driver protection and more.
Every product is built with flexibility in mind – because no two businesses or journeys are the same.
Why Choose VAPS HCV
Insurance that performs as hard as you do.
Industry Expertise
Over a decade of specialised experience in commercial insurance
Trusted Partnerships
Working alongside intermediaries who know your business.
Fast, Fair Claims
We handle claims quickly, because downtime costs money.
Personal Service
Real people, real help - no call centre runaround.
OUR DNA
Performance is in Our DNA
From highways to raceways, we believe in precision, teamwork, and reliability – values that drive everything we do.
We live for performance – on the road, off the road, and across the water, celebrating the same spirit of control and performance that defines our insurance approach.
Ready to Get Started?
Let’s talk about the cover that fits your business.
Whether you’re managing one truck or an entire fleet, our team is ready to help you find the right solution.
Contact us today or connect through your broker.
