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Tailored protection. Trusted performance.

Expert Insurance for Heavy Commercial Vehicles and Goods in Transit (GIT).

At VAPS HCV, we specialise in Heavy Commercial Vehicle and Goods in Transit (GIT) cover

built for the businesses that keep South Africa moving. 

Our products are designed to make sense, not confuse. Real cover, real support, and real peace of mind.

Who We Are

We’re a specialist underwriting manager providing tailored insurance solutions for fleets, trucks, and commercial clients across South Africa.

Our Mission Is Simple:

To offer cover that’s easy to understand, reliable when it matters, and supported by people who genuinely care.

What We Cover

From single trucks to national fleets - we’ve got you covered.

Every product is built with flexibility in mind – because no two businesses or journeys are the same.

Why Choose VAPS HCV

Insurance that performs as hard as you do.

Industry Expertise

Over a decade of specialised experience in commercial insurance

Trusted Partnerships

Working alongside intermediaries who know your business.

Fast, Fair Claims

We handle claims quickly, because downtime costs money.

Personal Service

Real people, real help - no call centre runaround.

OUR DNA

Performance is in Our DNA

From highways to raceways, we believe in precision, teamwork, and reliability – values that drive everything we do. 

We live for performance – on the road, off the road, and across the water, celebrating the same spirit of control and performance that defines our insurance approach.

Ready to Get Started?

Let’s talk about the cover that fits your business.

Whether you’re managing one truck or an entire fleet, our team is ready to help you find the right solution.
Contact us today or connect through your broker.

Ready to Get Started?